| - | 18 years of age or older |
| - | Current US resident |
| - | Vehicle must be 1998 or newer with less than 70,000 miles |
| - | Loan request must be between $7,500 and $50,000 |
| - | Gross monthly income of $2,000 (single applicant), OR Combined gross monthly income of $2,400 (joint application) |